Long-term care insurance, a social security measure, aims to address the rising need for care among elderly and disabled individuals due to aging population in China. With over 1.8 billion insured and 200+ million beneficiaries, the system seeks to alleviate financial risks associated with long-term care. The model, inspired by Germany and other countries, uses a mix of social contributions and insurance premiums to fund services, aiming to balance the care needs and financial sustainability in an aging society.